Calculator library
Find the number that moves your decision forward.
Explore 74 transparent tools for borrowing, homeownership, taxes, business, insurance, investing, and retirement.
74 calculators
Refinance Calculator
Compare your current loan with a new rate, term, and closing costs.
Open calculatorROI Calculator
Measure total and annualized return on an investment.
Open calculatorMortgage Refinance Savings Calculator
Estimate monthly savings, holding-period savings, and break-even time.
Open calculatorSelf-Employed Tax Calculator
Estimate 2026 federal income and self-employment taxes.
Open calculatorCapital Gains Tax Calculator
Estimate 2026 taxable gains using basis, holding period, and filing details.
Open calculatorEmployee Cost Calculator
See the true cost of salary, payroll taxes, benefits, and overhead.
Open calculatorRental Property ROI Calculator
Estimate cash flow, cap rate, and cash-on-cash return.
Open calculatorLife Insurance Needs Calculator
Build a transparent needs-based coverage estimate.
Open calculatorStudent Loan Refinance Calculator
Compare payments and interest while considering federal benefits.
Open calculatorRoth IRA Calculator
Check 2026 eligibility and project retirement growth from regular contributions.
Open calculator401(k) Calculator
Project workplace retirement savings with 2026 limits and employer matching.
Open calculatorRental Income Tax Calculator
Estimate 2026 federal tax and after-tax cash flow from rental property.
Open calculatorBonus & Severance Tax Calculator
Estimate 2026 supplemental-wage withholding, payroll taxes, and net pay.
Open calculatorFreelance Hourly Rate Calculator
Build a sustainable rate from pay goals, costs, utilization, and profit margin.
Open calculatorProduct Pricing & Margin Calculator
Calculate a sustainable price from unit costs, overhead, fees, and target margin.
Open calculatorBusiness Loan Calculator
Estimate payments, fees, borrowing cost, cash proceeds, and DSCR.
Open calculatorEmployee Benefits Cost Calculator
Estimate health, retirement, paid leave, and other benefits across a workforce.
Open calculatorBreak-Even Calculator
Find break-even sales, target-profit volume, and margin of safety.
Open calculatorEmployer of Record Cost Calculator
Compare EOR employment fees with direct foreign-entity overhead.
Open calculatorPayroll Cost Calculator
Estimate 2026 employer payroll taxes, benefits, and loaded payroll cost.
Open calculatorRent vs. Buy Calculator
Compare cumulative rent with the net holding-period cost of homeownership.
Open calculatorHome Affordability Calculator
Estimate a home price from income, debts, DTI limits, financing, and cash.
Open calculatorClosing Costs Calculator
Itemize buyer fees, prepaids, credits, and total cash needed to close.
Open calculatorHome Sale Net Proceeds Calculator
Estimate seller cash after debt payoff, commissions, credits, and closing costs.
Open calculatorDown Payment Calculator
Plan cash-to-close, savings gap, and time to reach a homebuying goal.
Open calculatorCap Rate Calculator
Calculate NOI, cap rate, expense ratio, and gross rent multiplier.
Open calculatorProperty Tax Calculator
Estimate local tax from assessments, exemptions, millage, and special charges.
Open calculatorTerm Life Insurance Calculator
Match policy duration to obligations and analyze an actual premium quote.
Open calculatorHome Insurance Calculator
Model coverage layers and an assumption-based homeowners premium.
Open calculatorCar Insurance Estimator
Build an assumption-based auto insurance budget from vehicle and risk inputs.
Open calculatorDisability Insurance Calculator
Estimate income protection, the coverage gap, and waiting-period reserve.
Open calculatorRetirement Calculator
Project savings against an inflation-adjusted retirement income target.
Open calculatorInvestment Calculator
Project growth, contributions, fee impact, and inflation-adjusted value.
Open calculatorCost Basis Calculator
Calculate average basis, sale allocation, remaining basis, and gain or loss.
Open calculatorDRIP Calculator
Project reinvested dividends, shares, portfolio value, and dividend income.
Open calculatorPersonal Loan Calculator
Estimate payment, fees, net proceeds, borrowing cost, and APR.
Open calculatorAuto Loan Calculator
Model payment, trade equity, sales tax, amount financed, and total cost.
Open calculatorSimple Interest Calculator
Calculate non-compounding interest, fees, and total cost.
Open calculatorLoan Payoff Calculator
Estimate payoff time and savings from extra principal payments.
Open calculatorAPR Calculator
Solve estimated APR from proceeds, finance charges, and payments.
Open calculatorAuto Refinance Calculator
Compare payments, interest, fees, break-even, and savings.
Open calculatorCar Affordability Calculator
Solve a vehicle price from an all-in transport budget and financing.
Open calculatorCompound Interest Calculator
Project compounding, contributions, effective rate, and real value.
Open calculatorLease vs. Buy Calculator
Compare full lease cost with net ownership cost and ending equity.
Open calculatorRV Loan Calculator
Estimate RV payment, taxes, interest, balloon, and total cash outlay.
Open calculatorMortgage Calculator
Estimate principal, interest, taxes, insurance, PMI, and HOA.
Open calculatorMortgage Affordability Calculator
Solve a DTI-supported home price from income, debts, and loan terms.
Open calculatorAmortization Calculator
Track principal, interest, balances, payoff, and extra-payment savings.
Open calculatorMortgage Points Calculator
Compare points cost, break-even, payments, balances, and savings.
Open calculatorARM Calculator
Stress-test adjustable rates, caps, payments, and total interest.
Open calculatorVA Mortgage Calculator
Estimate VA payment, funding fee, cash needs, and total interest.
Open calculatorConstruction Loan Calculator
Model project costs, construction interest, and permanent financing.
Open calculatorHELOC Calculator
Estimate draw-period interest, repayment payments, fees, and available credit.
Open calculatorHome Equity Loan Calculator
Estimate fixed payments, interest, fees, proceeds, and borrowing cost.
Open calculatorHome Equity Borrowing Calculator
Estimate accessible equity and capacity under a combined LTV limit.
Open calculatorHELOC vs. Home Equity Loan Calculator
Compare modeled payments and total costs for two equity products.
Open calculatorReverse Mortgage Calculator
Project proceeds, balance growth, accrued costs, and remaining equity.
Open calculatorDebt-to-Income Ratio Calculator
Calculate front-end and back-end DTI and housing-payment capacity.
Open calculatorDebt Consolidation Calculator
Compare current payoff with a consolidation loan's payment and total cost.
Open calculatorDebt Payoff Calculator
Estimate payoff time, interest, and extra-payment savings.
Open calculatorCredit Card Payoff Calculator
Estimate card payoff time, interest, and total payments.
Open calculatorCredit Card Interest Calculator
Estimate billing-cycle interest and ending balance.
Open calculatorDebt Snowball vs. Avalanche Calculator
Compare debt-by-debt payoff time and interest under both strategies.
Open calculatorStudent Loan Payoff Calculator
Estimate payoff time and extra-payment savings.
Open calculatorStudent Loan Repayment Calculator
Calculate standard repayment payment and interest.
Open calculatorIncome-Driven Repayment Calculator
Estimate current RAP, IBR, and PAYE federal student-loan payments.
Open calculatorIncome Tax Calculator
Estimate 2026 federal ordinary income tax with progressive brackets.
Open calculatorPaycheck Calculator
Estimate 2026 federal withholding, FICA, deductions, and net pay.
Open calculatorSales Tax Calculator
Calculate subtotal, sales tax, and purchase total.
Open calculatorEstate Tax Calculator
Estimate 2026 federal estate tax, gifts, deductions, DSUE, and credits.
Open calculatorFIRE Calculator
Find your FIRE number, progress, and years to financial independence.
Open calculator529 College Savings Calculator
Project a college-savings goal, your 529 balance, and the monthly contribution to fund it.
Open calculatorHSA Calculator
Project HSA growth, 2026 contribution limits, and the tax savings on contributions.
Open calculatorSocial Security Calculator
Estimate your monthly benefit and compare claiming at 62, 67, and 70.
Open calculator