Loan Lyze

International workforce planning

Employer of Record Cost Calculator

Estimate salaries, statutory employer burden, benefits, EOR fees, setup costs, and a direct-entity comparison.

Global employment

Compare EOR and direct setup

Whole-number headcount.

Per employee, in one reporting currency.

Employer taxes and statutory contributions.

Service fee per employee.

Per employee.

Per employee.

Annual legal, accounting, compliance, and entity overhead.

Annual per employee.

Cost comparison

First-year EOR cost

$438,500

Including setup fees.

Ongoing direct-entity cost

$445,000

Using your entity and administration assumptions.

Annual salaries$300,000
Employer burden$60,000
Benefits$40,000
Annual EOR service fees$36,000
Ongoing annual EOR cost$436,000
Ongoing monthly EOR cost$36,333
EOR difference vs direct-$9,000
Modeled fee break-even: about 7 employees. This financial comparison does not evaluate legal, operational, hiring-speed, permanent-establishment, or compliance risk.

How the comparison works

Both paths include salary, entered employer burden, and benefits. The EOR path adds per-employee service and setup fees. The direct path adds annual entity overhead and per-employee payroll administration.

Important limitations

  • Use country-specific statutory contribution, benefits, currency, and vendor quotes.
  • Excludes exchange-rate movement, deposits, offboarding, immigration, equipment, recruiting, and equity administration.
  • A direct entity and EOR arrangement carry different legal and tax risks; cost alone is not sufficient for the decision.