Editorial policy
Our goal is to make each estimate understandable, reproducible, and honest about what it does not cover.
Research and sources
We prefer statutes, regulations, government publications, official program documentation, and recognized standards. Secondary explanations may provide context but do not override a primary source. Time-sensitive pages identify the applicable year and link to the governing source where practical.
Calculation and content review
Formula logic is separated from page copy and covered by automated tests. Explanations, worked examples, and stated assumptions are compared with calculator output. High-risk tax, payroll, student-loan, government-program, and estate pages receive additional rule-year review.
How automation is used
Software and AI-assisted workflows help organize calculator documentation, apply shared page structure, identify missing fields, and run consistency checks across the library. They do not replace formula tests, primary-source research, explicit assumptions, or the correction process. Content is published to help people use the tools—not to manufacture search variations—and material claims remain traceable to the displayed method and sources.
Independence
Editorial explanations must remain useful without clicking an advertisement or affiliate link. Commercial relationships, if introduced, will not change formulas, suppress material limitations, or guarantee approval, savings, eligibility, or returns.
Updates
Annual-rule calculators are reviewed for each applicable year. Regulatory calculators are reviewed after material program changes. Evergreen formulas receive periodic source, content, link, and test review. A visible review date means the stated scope was checked on that date; it is not a guarantee that no subsequent change occurred.
Limitations and professional advice
Loan Lyze provides educational estimates, not individualized financial, tax, legal, accounting, insurance, or investment advice. We identify major exclusions near results and encourage verification using current documents, official tools, and qualified professionals.
Corrections
We investigate reproducible reports and prioritize errors that could materially affect a decision. Read the corrections policy or contact us.