Plan buying, owning, renting, and selling
Real Estate Calculators
Real-estate decisions combine financing, transaction costs, property operations, taxes, uncertain price changes, and a long holding period. Model the complete cash flow rather than relying on price appreciation alone.
8 free tools
Choose a calculator
Rental Property ROI Calculator
Estimate cash flow, cap rate, and cash-on-cash return.
Open calculatorRent vs. Buy Calculator
Compare cumulative rent with the net holding-period cost of homeownership.
Open calculatorHome Affordability Calculator
Estimate a home price from income, debts, DTI limits, financing, and cash.
Open calculatorClosing Costs Calculator
Itemize buyer fees, prepaids, credits, and total cash needed to close.
Open calculatorHome Sale Net Proceeds Calculator
Estimate seller cash after debt payoff, commissions, credits, and closing costs.
Open calculatorDown Payment Calculator
Plan cash-to-close, savings gap, and time to reach a homebuying goal.
Open calculatorCap Rate Calculator
Calculate NOI, cap rate, expense ratio, and gross rent multiplier.
Open calculatorProperty Tax Calculator
Estimate local tax from assessments, exemptions, millage, and special charges.
Open calculatorA practical sequence
How to use these tools
- 1
Model acquisition cash
Include down payment, closing costs, reserves, repairs, and immediate improvements.
- 2
Estimate ongoing operations
Include financing, tax, insurance, maintenance, vacancy, management, and capital expenses.
- 3
Plan the exit
Test selling costs, debt payoff, holding period, taxes, and uncertain sale value.
Frequently asked questions
Does cap rate include the mortgage?
No. Cap rate generally divides property net operating income before financing by property value or acquisition price.
Is rent versus buy only a financial decision?
No. Flexibility, stability, maintenance responsibility, and personal preferences also matter.
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These calculators provide educational estimates, not offers, approvals, quotes, or individualized financial, tax, legal, insurance, or investment advice. Confirm important decisions with current documents, official sources, and qualified professionals.